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Credit Cards for people with bad or no credit

	$0 Activation Fee (with Direct Deposit) Free Credit Builder Free Online Bill Pay No Overdraft Fees Re-loadable with a $10,000 balance limit 100% Guaranteed Approval*
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Intro APR	Intro APR Period	Regular APR	Monthly Fee	Balance Transfers	Credit Needed
N/A	N/A	N/A	$4.95	Not Applicable	Bad Credit No Credit

AccountNow® Prepaid Visa® Card

	$0 Activation Fee (with Direct Deposit) Free Credit Builder Free Online Bill Pay No Overdraft Fees Re-loadable with a $10,000 balance limit 100% Guaranteed Approval*
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Intro APR	Intro APR Period	Regular APR	Monthly Fee	Balance Transfers	Credit Needed
Not Applicable	Not Applicable	Not Applicable	$4.95	Not Applicable	Bad Credit No Credit

All Access® Prepaid Visa® Card

No upfront costs - and no minimum balance requirements.
No credit required - no credit or bad credit is okay
Free instant transfers - send money to other cardholders.
Free account alerts - email or text messages on account activity.
Free direct deposit - make payday faster and safer.
Online bill payments - pay bills to anyone at any time, online.
Extra cards - each account can have cards for family and friends.
Reloadable - load cash online or at retailers nationwide.

Intro APR	Intro APR Period	Regular APR	Monthly Fee	Balance Transfers	Credit Needed
Not Applicable	Not Applicable	Not Applicable	$0	Not Applicable	Bad Credit No Credit

BuyRIGHT Prepaid MasterCard®

	Click-N-Pay bill payment Free direct deposit Free activity alerts On-line money management tools BuyRIGHTRewards program
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Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
Not Applicable	Not Applicable	Not Applicable	$54.90	Not Applicable	Bad Credit No Credit

Capital One® Platinum Card: New to Credit

	Smart choice if you carry a balance long-term Pay down balances faster with a low APR Enjoy 0% on purchases until June 2008 Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping
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Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Purchases*	12 Months*	8.40% (V)*	$39	Yes*	New to Credit/Needs Improvement

Horizon Gold Credit Card

	Guaranteed Approval! Bad Credit Accepted! No Employment Check! Reports to Major Bureau!
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Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
Not Applicable	Not Applicable	Not Applicable	Not Applicable	Not Applicable	Bad Credit

Total Visa® Card

	Instant On-Line Decision Monthly Reporting to All Major Credit Bureaus Free 24 hour Online Account Access Fraud Protection Outstanding Customer Service
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Intro APR	Intro APR Period	Regular APR	Monthly Fee	Balance Transfers	Credit Needed
Not Applicable	Not Applicable	19.92%	$96	No	Bad Credit No Credit

UltraVX Visa®

Credit-On Demand�: up to $25,000 credit line�Patent Pending
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards�: American Airlines, Southwest, jetBlue, Marriot, and more�no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
Not Applicable	Not Applicable	14.74%	$0	Not Applicable	Bad Credit

First Vineyard MasterCard^� Card

First Vineyard

Receive cash back from your own spending
Receive cash compensation from the spending of anyone in your compensation tree.
Live debt free and receive compensation for your everyday spending.
Reload your card directly from your payroll or bank account
Powerful Online Account Management
Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
Card Accepted at 30 Million merchants & One Million ATM machines

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
Not Applicable	Not Applicable	Not Applicable	$0	Not Applicable	Any Credit No Credit




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