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PreApproval.com Terms of Service and Privacy Statement

 

The PreApproval.com Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the PreApproval.com Web Site constitutes your agreement to all such terms, conditions, and notices.

Privacy and Protection Of Personal Information

PreApproval.com is committed to protecting your privacy. This Statement of Privacy applies to the PreApproval.com Web site and governs data collection and usage at the PreApproval.com site and services; it does not apply to other link, site, service or good online or offline claiming to be associated with PreApproval.com.

PreApproval.com and its operational service partners collect and use your personal information to operate PreApproval.com and deliver the services or goods you have requested. PreApproval.com may offer your information for free or for a fee to Lenders who can assist your mortgage loan request.

PreApproval.com does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. PreApproval.com, although not a direct lender, may from time to time confer your loan to a party that can close the loan at a lower rate or fee. Collection and submission of your personal information does not guarantee that your loan will be serviced. Lenders reserve the right to cancel loans that do not conform to lender guidelines.

PreApproval.com may access and/or disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on PreApproval.com or the site; (b) protect and defend the rights or property of PreApproval.com (c) act under exigent circumstances to protect the personal safety of users of PreApproval.com, its web site, or the public.

PreApproval.com will occasionally update this Statement of Privacy to reflect company and customer feedback. When PreApproval.com posts changes to this Statement, you will see the word "updated" next to the Privacy Statement link on the front page of PreApproval.com. If there are material changes to this Statement or in how PreApproval.com will use your personal information, PreApproval.com will prominently post such changes prior to implementing the change. PreApproval.com encourages you to periodically review this Statement to be informed of how PreApproval.com is protecting your information.

PreApproval.com reserves the right to change the terms, conditions, and notices under which the PreApproval.com Site/Services are offered, including but not limited to the charges associated with the use of the PreApproval.com Site/Services. You are responsible for regularly reviewing these terms and conditions and additional terms posted on particular websites. Your continued use of the PreApproval.com Site/Services constitutes your agreement to all such terms, conditions, and notices.

UBE/SPAM Policy

The abuse and misuse of E-Mail is a serious problem, and PreApproval.com will not tolerate it in anyway. Report any SPAM mail to and it will be dealt with in the appropriate manner.

Links To Third Party Sites

The PreApproval.com Site may contain images of and links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of PreApproval.com and PreApproval.com is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. PreApproval.com is not responsible for webcasting or any other form of transmission received from any Linked Site nor is PreApproval.com responsible if the Linked Site is not working appropriately. PreApproval.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by PreApproval.com of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites.

Mortgage Servicing Statement

By entering your personal information on our website. You understand that PreApproval.com is not a lender but we may send your information securely to lender who can facilitate your loan request. You also agree that entering your phone number on our forms indicates to lenders that you are willing to accept their business and communication transmissions via phone, or email. You also agree and understand that lenders who contact you via phone are not in violation of Federal Do-Not-Call List policies as you are specifically requesting their communication to facilitate the loan request.


 


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